All agreements

Assumption of Risk and Responsibility

Version 1, interim terms in force from 2026-08-07, pending final legal review

Hay is an agricultural product, not a manufactured one. You decide what to feed and your vet decides what is safe for your animals. You are responsible for access at your delivery address and for the hay once it is off the truck.

**Assumption of Risk and Responsibility, Hay Pools**

*Version 1. Interim terms in force pending final legal review. A counsel-reviewed version will replace this one, and you will be asked to accept the update.*

By checking this box and committing to a share, you ("Buyer")
acknowledge and accept the following. This is separate from, and in
addition to, the Pool Purchase Authorization governing payment.

1. **Hay is an agricultural product.** It is grown, cut, dried and
   baled outdoors. Colour, leaf, stem, moisture, weed content and
   nutrient values vary between cuttings, between fields, and
   between bales in the same lot. Natural variation within a lot is
   expected and is not by itself a defect.

2. **Feeding decisions are yours.** Any forage analysis, grade band,
   suitability chip or other figure shown on AgBid is laboratory
   information about a composite sample, published so you can make
   an informed decision. It is not veterinary or nutritional advice
   and AgBid does not give any. You are responsible for deciding
   what to feed each animal, and for consulting your own
   veterinarian or equine nutritionist before doing so.

3. **Metabolic and at-risk animals.** If you keep animals with
   insulin dysregulation, PPID, laminitis, or any other condition
   affected by sugar, starch, protein or mineral content, you are
   responsible for having the hay evaluated against that animal's
   needs before feeding it. Sugar and starch figures on this
   platform are measurements, not clearances.

4. **A composite is not every bale.** A forage analysis describes a
   sample pulled from a number of bales in the lot. It does not
   certify any individual bale, and it cannot detect what a lab
   panel does not test for, including weeds, foreign material,
   mould in a single bale, or an animal carcass baled in the field.
   Inspect what you receive.

5. **Inspect on arrival.** Look at your hay when you take delivery
   or collect it from your stop. Report any visible problem through
   AgBid within 48 hours of collection, with photographs, so it can
   be handled through mediation while the evidence still exists.
   Problems reported after the hay has been fed out are difficult
   for anyone to resolve fairly.

6. **Access and unloading at your address.** If a stop is delivered
   to your property, you warrant that a loaded flatbed can reach it
   and turn around, and that any equipment used to unload is
   suitable, maintained and lawfully operated. You are responsible
   for the safety of your site during delivery and for any damage
   arising from access, ground conditions or unloading at your
   address.

7. **Hosting a stop.** If you receive a stop on behalf of neighbours
   you are a temporary receiver, not a seller, warehouse or bailee
   for hire. You owe reasonable care to keep the hay dry and
   protected until collection, and nothing more. Buyers collecting
   from your address do so at their own risk, and you are
   responsible for the condition of the area you invite them into.

8. **Storage and handling after delivery.** Once the hay is off the
   truck, how it is stacked, covered, ventilated and stored is
   yours. Hay that is stored wet or poorly ventilated can heat,
   mould, and in extreme cases combust. Neither AgBid nor the
   grower is responsible for deterioration caused by storage or
   handling after delivery.

9. **AgBid is not the seller.** AgBid operates the platform, the
   payment rails, the ledger, the freight arrangement and the
   mediation process. The hay is sold by the grower named on the
   pool. AgBid makes no warranty, express or implied, of
   merchantability or fitness for a particular purpose in respect
   of the hay itself.

10. **What AgBid does stand behind.** The arithmetic. Every figure
    on the ledger, the freight passed through at exactly the
    published quote with no AgBid margin, and the mediation process
    for quality and delivery disputes, with lot-traced records and
    the ledger as evidence.

11. **Limitation.** To the extent permitted by law, AgBid's
    liability arising out of a pool share is limited to the amount
    you paid for that share. AgBid is not liable for indirect or
    consequential losses, including veterinary costs, loss of use
    of an animal, loss of competition or breeding income, or
    property damage arising from storage, handling or feeding after
    delivery.

12. **Your indemnity.** You agree to hold AgBid harmless from claims
    brought by third parties arising out of your own acts or
    omissions in receiving, storing, handling or feeding the hay,
    including claims by people you invite onto your property to
    collect it.

13. **Nothing here removes your legal rights.** Where the law of
    your jurisdiction gives you rights that cannot be waived by
    agreement, those rights are unaffected by anything above.